Actually the only time I’ve ever needed one is outside of the country. You need a police report from anywhere you lived for more than six months to apply for residencies, get teaching jobs, etc etc. the only authority in the US that can do this and provide a report acceptable outside the country is the FBI.

We all know it’s going to be nodejs, backed up by mongodb. This is because LOC on the commits can be maximized for minimal effort, and it will need to be rewritten every 2-3 years.

Get an FBI background check, and get it apostilled. Easy to do from your local post office in the US, difficult and expensive to do outside the us, and you will need it for many things you might want to do in other countries

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Risky, but cryptocurrency. Never a bad idea to diversify a bit but maybe don’t put your whole savings there.

I know you said USA, but maybe an interesting data point: €2.28 or $2.38 in Catalonia, Spain.