Ok, so I’ve tried a few open source apps for tracking money and they’re either too complicated, a hassle to setup or don’t use mysql/mariadb so would require setting up PostgreSQL 😖
I’m currently using forecast for the iPad which is great but I’m trying to wean myself off Apple giving they’re going to shit too and find all the docker versions I’ve got working are too complicated /faff to use and seem to focus on what you’ve already spent.
So anyone have suggestions for: Simple docker setup Mysql if it won’t do flat file 3 month future forecasting based on recurring transaction
I don’t care what I’ve spent, I want to know, based on the recurring transaction, what my balance is over the next 3 months, so I know if i have spare money to spend/save.
Seems a lot of budgeting apps miss that somehow. 🤨
——— Edit: theres a lot of replies to sort through but thanks to everyone for responding.
I’ve done spreadsheets but it’s still a hassle to setup and I have enough going on to be faffing about trying to learn graphs which is what i’d really like.
I’ve also tried a lot that are listed on https://selfh.st/ but even actualbudget doesn’t seem to be able to forecast unless i’m missing something?
DollarDollar seems interesting but requires postgras and actualbudget seems nice but unless i’m missing something still can’t show future cashflow even if you add something as recurring?
Seems odd that all these apps offer tons of features for what you’ve already spent but nothing for how much you have to spend over the next 2-3 months which is all i care about. 😕
Command line, plain text files so anything can read them, and GPL!
I basically track everything with obsidian and spreadsheets. It’s a lot more work in the front, but it trains better habits for owning your own shit.
Don’t use services that track all your activity down. It should be pretty obvious as to why.
At the very minimum, log into all your credit cards and bank accounts and start cutting and pasting what you want to track into an excel spreadsheet. With a little youtube searching, you can make formulas and all kinds of good stuff that will get you a 90 percent accurate picture of all your activities.
I’ve been using https://purrse.app/ lately, it’s from a very small (one man I think) parisian dev.
Works for me and the wife, we just need a way to split costs (a bit like splitwise but without the bloat)
Doesn’t seem to be possible to self-host
As others have said, a spreadsheet is the simplest. If you do your banking with a credit union, chances are they make MX available to you in your online banking. A lot of banks use MX too. Their software provides the projections and forecasting you seek, as well as Open Banking connections to all of your other accounts. If you have loans, it also has burndowns of outstanding debts. Extra bonus: MX doesn’t sell your data.
Disclosure: I used to work for MX.
I just use a spreadsheet with LibreOffice, and with their viewer on Android, I can just sync the spreadsheet and viola.
And Viola!
I tried Firefly, Actual, Maybe, and ended up with Dollar Dollar Bill Yall